In the debtor/creditor relationship, who is considered the debtor?

In the debtor/creditor relationship, the debtor is the party that owes money or has a financial obligation to another party, known as the creditor. In this context, the correct choice is the customer. When a customer purchases goods or services on credit, they incur a liability to pay the seller at a later date, thus establishing the customer as the debtor in this arrangement.

For instance, if a customer buys an item but pays for it later, they owe that money to the seller, making them the debtor. The seller, who is waiting to receive payment, is considered the creditor. The other options mentioned do not represent the debtor within this specific relationship: a bank would typically be the creditor if it lends money; the government may be a creditor in various contexts, such as tax obligations; and an investor is generally not regarded as a debtor in this scenario, but rather a stakeholder or creditor in some financial dealings.